Terms & Conditions
Effective date: 19 September 2026
These Terms & Conditions govern your access to and use of https://pritikamoney.in/ and related online or digital mutual fund investment services provided by PRITIKA MONEY FINTECH PRIVATE LIMITED.
Acceptance
By accessing or using the website, you agree to these Terms & Conditions, the Privacy Policy and the Disclaimer. If you do not agree, please do not use the website or services.
Nature of services
The website may provide information, digital facilities, communication tools and access to mutual fund distribution or investment-related processes. The availability and scope of services may vary and may be subject to onboarding, verification, applicable documentation, service-provider requirements and applicable law.
Website content is general in nature and is not personal investment, legal, tax or accounting advice. You are responsible for evaluating whether an investment is appropriate for you and should obtain independent advice where required.
Mutual fund risk disclosure
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. The value of investments can fluctuate, returns are not guaranteed, past performance is not indicative of future results, and you may lose part or all of your investment. No product or service on this website should be treated as risk-free or as a promise of returns.
User obligations
You agree to provide complete and accurate information, use the website lawfully, maintain the confidentiality of your credentials, follow applicable onboarding and transaction requirements, and promptly report suspected unauthorised access or inaccurate information. You must not misuse the website, interfere with its operation, introduce malicious code, attempt unauthorised access or use the website for unlawful or fraudulent activity.
Transactions and third-party services
Transactions may be subject to applicable scheme documents, cut-off times, verification, payment confirmation, market conditions, processing timelines and the rules of relevant service providers. Third-party platforms, payment services, registrars, fund houses and other providers may have separate terms and privacy policies. We are not responsible for delays, failures or changes attributable to events or providers outside our reasonable control.
Intellectual property
Unless otherwise stated, website text, branding, design and other materials are owned by or used with permission by PRITIKA MONEY FINTECH PRIVATE LIMITED. You may access the website for personal and lawful use, but must not copy, reproduce, modify, distribute, publish or commercially exploit its content without prior written permission, except where permitted by law.
Availability and limitation of liability
We endeavour to maintain the website, but do not guarantee continuous availability, accuracy, security or freedom from errors. To the extent permitted by applicable law, PRITIKA MONEY FINTECH PRIVATE LIMITED shall not be liable for indirect, incidental, special or consequential loss, loss arising from investment decisions, market movements, or interruptions and failures beyond its reasonable control.
Suspension and changes
We may modify, suspend or discontinue any website feature or service, or restrict access where necessary for maintenance, security, compliance or other legitimate reasons. We may update these Terms & Conditions from time to time by publishing a revised version on this page.
Governing law and jurisdiction
These Terms & Conditions shall be governed by the laws of India. Subject to applicable law, courts having jurisdiction over the relevant place of business of PRITIKA MONEY FINTECH PRIVATE LIMITED shall have jurisdiction over disputes arising from these Terms & Conditions.
Contact
For questions about these Terms & Conditions, please use the contact details made available on the website.